During a car accident, it may seem like everything is happening in slow motion. In the aftermath, though, events may move at lightning speed. Insurance adjustors call repeatedly, medical providers demand payment, and your employer expects you back to work as soon as possible. To protect yourself and your financial future, you need to act fast.
But what happens if you move too slowly or simply ignore your accident?
You might miss important deadlines.
Until you’ve been involved in an accident, you may not realize that motorists in Illinois must submit an auto crash form to the Department of Transportation within 10 days of the accident. If the police responded to your accident, an officer will give you a paper copy of the form. You may also file the report online.
If the insurance company refuses to pay or offers a low settlement for your car accident, you may have to file a lawsuit. In Illinois, you must file suit within two years of the date of the accident for personal injury and five years for property damage. Your attorney will know about these deadlines and will protect your right to sue.
Compensation from the insurance company may be delayed.
Notify your Insurance company as soon as possible after the accident. Failing to report the accident will delay compensation and, in some cases, may provide the insurance company with a reason to deny your claim.
The other driver’s insurance company may contact you and ask for a statement. Remember, this insurance company does not work for you. You do not have to speak to the insurance adjuster. The best way to protect yourself and make sure you do not say the wrong thing to an insurance company is to discuss your accident with an experienced attorney.
Communicating with Medical Providers
If you or one of your passengers is injured in the accident, it is important to cooperate with healthcare providers. Stay in touch, go to all your appointments, and respond to all reasonable requests for information. Failing to pay your medical providers affects your credit and collection agencies will soon begin to call. Refusing to take the advice of medical providers can adversely affect your insurance claim also.
Many confusing issues arise because of automobile accidents. Was a truck or another business vehicle involved? Was one of the vehicles a rental car? Were you partially at fault for the accident? Will you or a family member be unable to work? Your best course of action is to speak with an attorney who knows personal injury law.
An Experienced Illinois Personal Injury Attorney
At Osvaldo Rodriguez, PC, we offer free initial consultations during business hours, evenings, and even weekends. If you have been involved in a car accident, you need an Illinois law firm dedicated to helping people like you. Schedule your free consultation by calling us at 708-716-3441 or by completing the form conveniently located on our Contact page.
We represent clients throughout the state of Illinois, including Chicago, Addison, Bellwood, Bensenville, Berwyn, Chicago, Cicero, Elmwood Park, Franklin Park, Maywood, Melrose Park, Northlake and Cook, DuPage, Will, and Kane Counties. Se Habla Espanol.